Trade and transaction finance

This type of finance may be needed for clients that are entering new markets overseas, investing in new stock, partnering with new overseas suppliers/customers or investing in new stock for seasonal reasons or a one off supply to a single customer.

Transaction finance can provide support when there is a need for top up financing which will not affect current lending facilities. The benefits of this type of finance are:

Can work in tandem with factoring companies – providing opportunities to provide funding when factors are unable eg with staged payments

Does not affect current bank facilities

Possible to obtain credit or discounts from suppliers

Debt insurance cover on key customers

Off balance sheet financing

Top up financing to complete important transactions

Import – Export finance and VAT finance facilities

As an independent finance intermediary we can assist owner occupiers or commercial property investors with:

  • Preparing a business plan
  • Sourcing appropriate lenders
  • Compiling the finance application
  • Negotiating with lenders for rates and terms
  • Managing the process of finance delivery